Terms of Service

Effective Date: June 16, 2026

1. General

This website is owned and operated by Own or Be Owned, operated by Contrarian Thinking, LLC. By accessing or using this website, including our book shop, event pages, products, services, content, emails, SMS messages, RCS messages, or other communications, you agree to these Terms of Service, our Privacy Policy, Refund Policy, and any additional terms that may apply to specific offers, products, or services.

We may update these Terms of Service at any time. Any updates will be posted on this page. Your continued use of the website after changes are posted means you accept the updated terms.

2. Use of Our Website

You agree to use this website only for lawful purposes. You may not misuse the website, interfere with its operation, attempt to access restricted areas without permission, submit false or fraudulent information, or use the website in a way that violates applicable law or the rights of others.

3. Educational and Informational Content

Our books, events, newsletters, downloads, resources, and other content are provided for educational and informational purposes only. They do not constitute legal, financial, tax, investment, accounting, or professional advice. You are responsible for your own decisions and should consult qualified professionals where appropriate.

4. Purchases, Orders, and Payments

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the website. You agree to provide accurate, current, and complete purchase and contact information.

Product availability, pricing, bonuses, discounts, shipping timelines, event access, and promotional offers may change at any time. Additional terms may apply to specific products, bundles, events, giveaways, or promotions.

5. Refunds and Returns

Refunds, returns, cancellations, and exchanges are governed by the refund or return policy posted on this website or presented at the time of purchase. Please review the applicable policy before completing your purchase.

6. Events, Promotions, and Giveaways

From time to time, we may offer live events, bonuses, prizes, giveaways, or promotional offers. Eligibility, availability, deadlines, and prize or bonus terms may vary and may be subject to additional rules. We reserve the right to modify, cancel, or substitute offers where permitted by law.

7. SMS and RCS Communications

By opting in to receive SMS, RCS, or other mobile messages from Own or Be Owned, you agree to receive recurring automated marketing and informational messages. Message frequency may vary. Message and data rates may apply. Consent is not a condition of purchase.

You may opt out at any time by replying STOP. For help, reply HELP or contact us using the information below.

8. Intellectual Property

All content on this website, including text, graphics, images, videos, logos, designs, downloads, product materials, event materials, and other content, is owned by or licensed to Own or Be Owned, Contrarian Thinking, LLC, or their affiliates and licensors.

You may not copy, reproduce, distribute, modify, sell, create derivative works from, or otherwise exploit our content without prior written permission. You may download or print one copy of individual pages for personal, non-commercial use only, provided all copyright and proprietary notices remain intact.

9. User Submissions

If you submit comments, testimonials, reviews, photos, videos, feedback, or other materials to us through the website, email, text, social media, or otherwise, you represent that you own or have permission to share those materials and that you are at least 13 years old.

By submitting materials, you grant us a royalty-free, worldwide, non-exclusive license to use, copy, modify, display, distribute, and create derivative works from those materials for business, marketing, promotional, and operational purposes.

10. Third-Party Links and Services

This website may include links to third-party websites, platforms, payment processors, fulfillment providers, or other services. We are not responsible for the content, policies, products, services, or practices of third parties.

11. Disclaimers

The website, products, services, content, and communications are provided “as is” and without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, error-free, secure, or free of harmful components.

We do not promise or guarantee any income, business result, financial outcome, or particular result from your use of our books, content, events, products, or services. Your results depend on many factors and are your responsibility.

12. Limitation of Liability

To the fullest extent permitted by law, Own or Be Owned, Contrarian Thinking, LLC, and their affiliates, officers, directors, employees, contractors, licensors, and service providers will not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from your use of the website, products, services, content, events, or communications.

13. Indemnification

You agree to defend, indemnify, and hold harmless Own or Be Owned, Contrarian Thinking, LLC, and their affiliates, officers, directors, employees, contractors, and representatives from and against any claims, damages, liabilities, costs, and expenses arising from your use of the website, your purchases, your submissions, or your violation of these Terms.

14. Termination

We may suspend or terminate your access to the website, products, services, or communications at any time if we believe you have violated these Terms or applicable law.

15. Dispute Resolution

These Terms are governed by the laws of the State of Texas. Any dispute arising under these Terms shall be resolved through binding arbitration in Austin, Texas, unless otherwise required by applicable law.

16. Class Action Waiver

You agree to resolve disputes with us only on an individual basis. You may not bring a claim as a plaintiff or class member in a class, consolidated, representative, or private attorney general action.

17. Severability

If any provision of these Terms is found to be unlawful or unenforceable, that provision will be severed, and the remaining provisions will remain in full force and effect.

18. Contact Us

If you have questions about these Terms of Service, contact us at support@ownerbook.com.